TERMS AND CONDITIONS FOR ECONOMC SCENARIOS PTY LTD

Information exchange

The exchange of information is at the heart of any online relationship and is central to this site. However, in today's environment this exchange is not always as safe as we wish it to be. We are committed to making the exchange of information with our online subscribers and visitors to this site as secure as possible and have installed high encryption software to guard against any unlawful use of this site or the information contained within it.
The Terms and Conditions govern your use of our site, our online economic news service (OENS) and your legal relationship with Economic Scenarios Pty Ltd (ES). (A reference to ES includes its affiliates, information providers, employees, agents, successors and assign.) Our Privacy Policy, which forms part of the Terms and Conditions, contains details about the use of information you provide us.

ES TERMS AND CONDITIONS

Agreement to terms and conditions

By becoming a member of our exclusive OENS or as a visitor to the ES website, you agree to the terms and conditions listed below. These terms and conditions may be changed by ES without prior notice. However, we will endeavour to inform all our OENS members of any substantial changes via direct notification or, for visitors to our site, by notification on our website.

Copyright

i Material in the OENS and related publications

Substantial time and development has been dedicated to researching and developing the work contained in our OENS and providing exclusive publications for the purposes of educating and informing our OENS members. All works created for ES are protected by copyright and intellectual property laws of all jurisdictions worldwide. Accordingly, selected excerpts of no more than 15% of any article, table or diagram may be reproduced for the purposes of media reporting or referencing provided that proper acknowledgment of the source and authors is made. Substantial extracts or the entire document may not be disclosed to any person or reproduced in any form without written permission from Economic Scenarios.

Please contact abieler@economicscenarios.com to obtain such permission if required.

ii Material on the website

All images, graphics, content and the like on this site is the intellectual property of ES and subject to copyright. We grant all OENS members and visitors to our site permission to reproduce by any means any aspects of our site for non-commercial uses and for general interest purposes. Any adaptation, deletion or any other form of alteration or manipulation of any of the information is unauthorised use of the information. If you have any queries as to your intended use of the information, please contact abieler@economicscenarios.com.
You cannot copy, reproduce, broadcast, email, display on your website, use for commercial purposes or the like any of these items subject to copyright without the explicit permission of ES or if allowed under the Copyright Act 1968 (Commonwealth of Australia) or like legislation.

Limitation of liability

You expressly agree that use of the OENS, ES Forum or the website, including any content you may obtain through or on the OENS, ES Forum or any part of the website is at your sole risk. ES endeavours to ensure all material contained in all of its publications is correct and not misleading, but gives no warranty in relation thereto.

You agree that the OENS, ES Forum and website is provided without warranties of any kind, either express or implied, unless such warranties are legally incapable of exclusion.

You acknowledge that there has been no reliance on our skill, judgment or any representation by us whatsoever by you in deciding whether the OENS, ES Forum or website is fit for any particular purpose. You also acknowledge that these scenarios are not predictions or forecasts or investment advice. To make profitable investments from this information you also need to decide how likely the events portrayed here are, and what is already priced in the markets.

ES, does not warrant that the OENS, ES Forum or website or any part thereof will be available continuously or free of fault.

ES, its affiliates and its information providers will not be liable or deemed to be in default for any delay or failure in performance or interruption of the delivery of information resulting directly or indirectly from any cause or circumstance beyond its or their reasonable control including, but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, terrorist attacks, wars or governmental restrictions.

To the extent permissible by law, ES excludes all liability for any direct, indirect, special or consequential damages arising out of: the use of the OENS, ES Forum or website; any inability to access the OENS, ES Forum or website; or any part of the OENS, ES Forum, website or linked website. Where such liability cannot be excluded, our liability to you is strictly limited, at our discretion, to the supplying of the relevant service again or the payment of the cost of having the relevant service supplied again.

Links to ES and other websites

Linking to our website is only allowed if a written consent is obtained from ES.

ES may from time to time provide a number of links to other websites. ES does not make any representations or warranties in respect of any website accessed through www.economicscenarios.com or affiliated web sites.

Links are provided for information only and ES in no way guarantees the reputation and security of the "linked website". In addition ES does not endorse or claim responsibility for any opinions displayed in any website linked to or linked from ES or affiliated websites.

ES is not liable to any party for any direct or indirect linked damages sought, including but not limited to loss of data, business interruptions, loss of profits or loss of vital computer system.

Laws applicable to ES and you

These terms and conditions, your use of the OENS, the ES Forum, the ES website and ES are subject to laws applicable in Australia (including federal and state legislation). The laws in your country may be different to Australia laws, but the laws in Australia are intended to be the governing laws. You agree that any litigation in relation to ES will only be conducted in the courts of Australia.

ES PRIVACY POLICY

ES is committed to the protection of your privacy. Our aim is to provide an online environment that will ensure the information you provide to us will be handled in the most secure, efficient and confidential manner possible.

By accessing our site or being a OENS member you accept the terms and conditions of use, including consent to the collection and use of your personal information and our right to make amendments to this statement from time to time. We encourage you to regularly review this statement to inform yourself of any amendments. We will where possible summarise the amendments as they are made.

What information do we collect and store?

As an OENS member or visitor to our site you may be asked to submit personal details about yourself by email, via the ES Forum or completing an online form. The information you submit or send electronically is received by our network and stored in our database.

In sending us an email, accessing the ES Forum or completing an online form, you accept that you have granted us consent to use any personal information within our organisation for the purposes we prescribe including responding to your queries, re-publishing information on our site, compiling our databases and conducting research for marketing purposes.

How do we use the information we collect from you?

The information we collect is used to provide our services to you. We will not sell, trade or disclose any of your personal information to any third party without your consent or unless we are required by law to do so.

Our site does not have information recording software such as "Cookies" nor do we monitor your activity on our site.

We may use the information you provide to send you updates outlining news, services or events. In our newsletters we have also instructions on how to unsubscribe from our mailing list if you no longer wish to be on it.

If you do not wish to receive any marketing material from us or be entered on our mailing list, please contact abieler@economicscenarios.com.

We reserve the right to modify the information, collate, edit or track personal information in order to improve our services to you or if required by law.

Security, quality and accuracy of information

We endeavour to keep your personal information up to date and accurate. However, you must inform us if there are any details that you may have accidentally recorded incorrectly in an email, via the ES Forum or on an online form. We will endeavour to correct your personal information within three (3) business days of receiving a written request from you.
While we will take all due care in protecting the security, confidentiality and privacy of the information submitted by you, we cannot guarantee that our systems will be completely free from third party interception or damage to information caused by viruses and transmitted by email.

Use of your information outside Australia

As part of your contract with us, we may need to transfer some of your personal information to one of our international affiliates. We will use reasonable endeavours to ensure that the recipient jurisdiction has in place a similar regime which recognises your right to privacy. All our international affiliates have privacy statements that comply with the legal requirements of their jurisdiction.

Links to other websites

We have attempted to provide relevant links to other sites of interest, however we make no warranties or representations as to the quality, currency and accuracy of information on any other site that we provide a link to. We encourage you however to view the terms and conditions of use, privacy policies and security statements on those sites.

Your right to access and amend information about you

If you have submitted details about yourself to us, you are entitled to access the information that is subsequently handled by us within our organisation. There are exceptional circumstances where access to your personal information may be refused by us, such as where access would be unlawful. We will advise you of such circumstances if they arise.

If you would like access your personal information, please submit your request to abieler@economicscenarios.com outlining the documents or information you require. We will endeavour to respond to your query within three (3) business days of receiving a written request.

We encourage you to contact us to update any of your details or to correct any inaccuracies that may have inadvertently been recorded by us.

Complaints

If you are unhappy with any aspect of the way your personal information has been collected or handled by us, please do not hesitate to contact us at abieler@economicscenarios.com. Please let us know if you have any queries in relation to any aspects of the above statement at abieler@economicscenarios.com.

This statement is current at 5 August 2002.